Card Fees and Limits

Does my DPT card have interest or an annual fee?

Your DPT card currently features 0% interest (0% APR) on all transactions. Although it operates with credit-card functionality, no interest is charged.
DPT offers two card tiers, both available for purchase directly within the DPT app:
  • Oxygen Card (Platinum): No annual fee. It only requires a one-time standard application fee of $10 USD.
  • Obsidian Card (Infinite): Charged on an annual membership basis at $10,000 USD/year. It includes access to Quintessentially® premium private concierge services (valued at $18,000 USD).
For details regarding transaction fees and spending limits, please refer to our Card Fees and Limits article.

  • In-app chat
  • Email: support@dpt.xyz